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Each day over 1,600 Americans die from cancer.1 Sadly, many of these deaths are absolutely unnecessary. Conventional oncology holds tightly to a limited tool box which includes deadly chemotherapy, radiation, drugs, unnecessary or invasive surgeries, and other such toxic treatments. Most of us have family members, friends, or acquaintances who have suffered and died from cancer while using conventional cancer treatments. Many of us privately know or at least suspect that the conventional or “orthodox” treatments actually hastened or caused these deaths.
Excellent natural treatments abound… and at a fraction of the cost of conventional cancer care. Thousands of people each year are being healed of cancer and other major diseases by natural means which have decades of success bringing vibrant health back to “terminally” diagnosed cancer patients. This is precisely what happened in my case.
I speak to you as a Stage IV (then terminal) cancer conqueror within this past year. What a story I have to tell for another article! After the failure of conventional therapies, I turned to naturopathic treatments and the disease was completely routed. Cancer is not a death sentence. The cures are here and I’m living proof.
“Cancer Is Not a Disease, It’s a Business”2
In 2012, the American Cancer Society stated the cancer industry was costing us $226 Billion annually.3 Unfortunately, Health Insurance companies have not kept pace with the science behind natural healing. In an effort to retain their portion of the massive profits of the conventional cancer industry, they have joined sides with the controlling forces of our day:
The American Medical Association with its monopoly of currently accepted treatments, the giant drug industry – deriving huge profits from symptom suppression not curing, the major media (which is dependent on the advertising dollars of the drug cartel), and our own Federal Government (including its public watchdog groups).
These forces deny American families critical information about treatment efficacies and funding to cover naturopathic costs. No major insurance carriers specializing in cancer/heart/stroke/critical illness policies are to be found that pay benefits for specific natural protocols.
However, both the cures for cancer as well as finances for natural treatments are within your reach.
Viatical Settlement: Your Hidden Financial Treasure?
Many Americans today hold life insurance policies. Through a powerful but little-known Supreme Court decision in 1911,4 it was ruled that a person’s life insurance policy could legally be sold – even while the holder is still living. This ruling – the majority opinion being voiced by the famous Justice Oliver Wendell Holmes – along with the more recently affirming HIPAA legislation in 1996 still stands, although few people even know of its existence.
Amazingly, over 90% of all American life insurance policies are unclaimed today,5 creating an immense windfall for the insurance companies. When disease strikes, many people merely let their policies lapse by non-payment, thinking they can no longer afford to continue them, which is not a well-advised strategy. In a direct application for terminal or chronically ill patients, legally licensed financial services brokers are helping them unlock financial assistance for their natural treatment protocols!
Did You Know You Could Sell Your Life Insurance Policy?
Through their own network of separately licensed investors, some financial services brokers are providing funds called Viatical Settlements – which makes use of an obscure Latin term meaning “provisioning along the way.” Viatical settlements routinely provide up to 80% of the face value of a life insurance policy for the owner in cash.
For instance, on a policy with a face value of $500,000.00, an amount of $400,000 would be possible. (And if you qualify you might receive an advance of 25% of that settlement within days). This is another amazing revelation to most Americans. “I can actually sell my life insurance policy – now? And for what amount?”
Yes, you can sell it now! And yes, you can use these funds as you wish. It could be any kind of policy such as: term, universal, whole, group, FEGLI, and more. All kinds of policies are available. But of the 1,600 Americans who will die today of cancer, probably less than 50 will have ever heard about this option.
Is Viatical Settlement Right for You?
Since most everyone knows that all natural treatment costs are routinely denied by the insurance monoliths, most families’ knee-jerk reaction is to instantly disregard these options, too. Clearly the press coverage is unmercifully biased against them. But my advice to you today is to consider the following:
- The Viatical Settlement industry is a mature, refined segment of the business community today, although largely unknown.
- Thousands of people have been assisted through the process.
- There are networks of outstanding naturopathic, metabolic or cellular terrain practitioners worldwide having amazing success, although many are being fiercely persecuted for their healing advances.
When locating a trustworthy viatical company you should expect the following:
- Your broker will be an outstanding example of propriety, giving caring, detailed guidance along the path.
- This work will be done at no charge to you, the policy holder.
- All charges should be paid by the buyer of the policy.
- Your privacy will be strictly maintained through the process.
- The funds will be a federal non-taxable event, when specifically handled through the broker’s licensed investors.
- ALL types of life insurance policies may be sold, e.g., Term, Whole, Universal, employer group plans, FEGLI, etc.
- No medical exams nor blood work will be required. Your current medical records will suffice and should be securely forwarded by your physician to the broker at the brokers cost.
- You and your family will have a right of rescission for 10 days following the completion of the transaction.
- The buyers of the policy will continue to pay the policies they now own. You will have no further involvement with it.
- No negative financial recriminations will return upon you: as you successfully find healing, you will still owe nothing.
- The funds to you are a federal tax-free event.
- The funds from your life insurance policy can be used for anything you wish, including medical trips/vacations, paying off the mortgage, or simply providing dignity for the journey.
Financing your path to health is now available to you, no matter what forms of treatment you choose. Many people I talk with are rightfully shocked that the “hidden riches of secret places”6 have been successfully shrouded for almost 100 years… but they have been right there – in plain sight – all the time.
If you or your loved ones suffer from health challenges, it may be wise for you to consider this largely unknown financial assistance vehicle that can make all the difference in your life.
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Each day over 1,600 Americans die from cancer. Many of these deaths are absolutely unnecessary and have actually been caused by the conventional cancer treatments that are supposed to heal the cancer.
While there are many natural/alternative cancer treatment modalities that work, no major insurance carriers specializing in cancer/heart/stroke/critical illness policies are to be found that pay benefits for specific natural protocols.
While many families dismiss alternative cancer treatments due to cost, there is a financial aid tool that many families may qualify for but are unaware of.
Through a powerful but little-known Supreme Court decision in 1911, it was ruled that a person’s life insurance policy could legally be sold – even while the holder is still living. Viatical settlements can provide up to 80% of the face value of a life insurance policy for the owner in cash.
All different types of policies can be sold including term, universal, whole, group, FEGLI, and more.
The funds from your life insurance policy can be used for anything you wish, including medical trips/vacations, paying off the mortgage, or simply providing dignity for the journey.
John Walsh says
Thanks for this info Ty. I will be passing it on to a client of mine whose wife is in bad shape cancer wise!
Julia K says
I don’t understand. If you get cancer you get the insurance money and go to the alternative doctors. Why it’s been said that people leave their insurance unclaimed? Can someone explain the problem?
MARCUS ELLIS says
Pretty simple really. Please dissect the difference between healthcare insurance [which is usually a treatment based plan] and life insurance [which is the amount given to your heirs when you die.
Healthcare insurers routinely deny ANY benefits if you are going naturally…e.g., not preferring drugs, surgery, radiation or chemo. That’s precisely what happened in my case…and I actually SOLD cancer insurance!
Life insurance companies don’t manage to pay out for 90%+ of their policies, which is absolutely unknown by the American public. Please contact me using below
And if you don’t have a life insurance policy, what then? Any other options? For those who do have a life insurance policy they can do this with, after they kill the cancer as the author of this article did, are they allowed to take out a new life insurance policy–any restrictions since they sold the other one, or does that get found out when they apply? But, back to the original question, if there’s no life insurance policy, are there any other options? We had $11,000 savings, and it’s almost gone now with alternative treatments and naturopath–almost hard to afford organic food now. (Stage 4 cancer diagnosed on 3/31/16–they keep giving me “x” number of months to live, and I’m still here, using only alternative supplements and diet so far, while we try to figure out what to do next now that the savings is almost gone–refused chemo, radiation, and also refused the hormone injections that even THEY call “chemical castration,” and you tell them that the hormone lab test showed it was high estrogen, nothing to do with testosterone, but they only reply with anger, telling me that I’m going to die if I don’t let them use the conventional treatments to “save” me, and then dismiss me out of their office. Keep having UTIs, finally one of them–duh!–decided to use a scope to look and see “why”–turns out it’s bladder stones and sediment causing all the UTIs, instead of the cancer that they kept telling me…now they want to do a bone scan to see how many bones have the cancer, when it’s only been my pelvic bones the entire year….still hoping to use Riordan Cancer Clinic and then Hope4Cancer, but still have to figure out where/how to get those savings back up again to do it.)
Jackie L'Hirondelle says
I live in Edmonton Alberta Canada and I’m going through the same thing my money is almost gone I live off of some good natured people but those are starting to fall back organic food is quite expensive supplements vitamins they’re not cheap either 40 some dollars per container And it doesn’t take just a few months to get rid of this cancer takes longer I’ve been going out since October 2016 and yes I did not take the radiation chemo or surgery and I won’t God bless you god bless you
Elizabeth A says
From what you have said about estrogen and chemical castration, I wonder if you have looked into natural progesterone cream. For estrogen positive breast cancer, it is supposed to be a tool to balance hormones. From what I’ve read, I believe prostate cancer is hormone related in a similar way. You might do a search for Dr. John Lee, MD. He has passed on, but I think his website is maintained. Much of what he has to say is about breast cancer, but it could apply in your case. I am not a medical expert, just a survivor of 15 years. Since you are here, I imagine you have looked into intravenous vitamin C, hydrogen peroxide, and other alternatives. You might watch Forks Over Knives or read The China Study. There was a study that showed keeping protein down to five percent made cancer go away. When they increased protein intake to twenty percent, the cancer came back. They decreased it to five percent again, and the cancer went away. Since you have to eat anyway, it could be worth a try. May God bless you in your journey.
MARCUS ELLIS says
yes, Noah, many of the things you are saying are excellent. Please contact me using below.
Mr. Ellis, Thank you for this article. My husband has been diagnosed with bladder cancer. We are waiting for a biopsy in a week to determine what stage. He does not have a life insurance plan-we had to drop it when he lost his job 4 years ago so he retired the next year however, I have a term life plan. I am younger than my husband. Could I cash in my policy to help with natural treatments? I called someone a couple of years ago to ask about this and they told me I was too young. Thanks for a response.
kevin r. elie says
Dear Ty, great article about life insurance. Does a person have to be sick in order to take advantage of this? To the point, I and my girls lost my/our wife/mother on February the 16th, 2016 after her battle with breast cancer for over 5 and 1/2 years. A very sad memory indeed. My wife Ginny and I started to learn from you when she purchased your 9 DVD set. How very terrifying to learn what we believe to be the truth hands down. What a very heart ripping time those years were for us all, unexplainable. I continue to learn about the systematic killing machine here in the U.S. all revolving around meaningless money as we shall all perish one day. First our nation dictates poison in our food supply, then they rake in the cash with the killing machine. How not humane this is. I have to think that you are a man which believes in god and Jesus Christ because of your work. As the KJV HOLY BIBLE teaches, this world is still ruled by SATAN. This would explain why we see what we do see each and every day in the way which mankind conducts himself largely. Because of what the BIBLE teaches us Ty, do we have any great hopes of overcoming what is in place here on this earth in our time? I am so very thankful for your efforts, you are true no doubt. How can mankind at this age put a stop to GREED AND SPEED? It is what we have become largely. $$$$ You must get thousands of comments each day, I would so very much like to hear from you. Kevin Elie, Thompson, Ct. Keep up your amazing work, I am sure that the knowledge which you offer will help countless peoples. IN LOVING MEMORY OF MY WIFE,MOTHER,GRANDMOTHER, VIRGINIA ANN LASKOWSKI ELIE.
MARCUS ELLIS says
Call me Lani. 931.722.4949
MARCUS ELLIS says
Kevin, please contact me when you have a moment, won’t you? 931.722.4949
How does one go about finding a “trustworthy viiatical company”?
This sounds too good to be true. Where does one begin?
Neva Muhlenberg says
I was diagnosed w/ breast cancer that spread to 2 lymph nodes June 2016. Went on whole food, plant based diet, drank apple cider vinegar w/ mother 5x daily, drank baking soda w/malassas 2x daily, and b17. My began shrinking.
Thanks How much apple cider vinegar did you drink .
Alawia Sharif says
Hi Ty, first I would appreciate you assistance and support , you are right, I’ve good experience with this business, I spent a lot of money to be free out cancer , I did surgery , chemotherapy and radiation , all these do nothing after 2 years the tumor back , my doctor advice me to repeat the same sinario, but I refused it is better to seek natural treatment, I started now there is hope,
Shannon Dixon says
Great info. Thank you! No one in my family has cancer at the moment but we lost my dad to to it. You have quite a huge following at The Truth About Cancer. I think what we really need to do is collectively pressure the government to pass a law that insurance companies must cover alternative therapies if that is what patients want. We should have a choice! I am not sure how this would be accomplished but we need to come together and make it happen.
Dee Boylan says
How do I find a reputable company? Diagnosed with stage IV ovarian cancer June 2018. Doing all natural. Very expensive.
Mohit Malhotra says
Thank you for this article! My wife was living with a terminal illness, so she was able to get more out of selling her life insurance through American Life Fund’s process of viatical settlements; a true blessing in our hour of need. We are truly grateful to American Life Fund and the helpful staff who enabled my wife to receive the extra financial help required while dealing with her severe health situation. The additional funds also allowed us to provide a stress free life for our family. The knowledge and expertise of their customer service made the entire process smooth and informational.